June 06, 2019

Car accidents are scary. Even a small fender bender is enough to shake you up, especially if you have your kids in the car with you, but the situation gets a lot more stressful if someone is injured. Unfortunately, car wrecks happen all the time. Even safe drivers are involved in the occasional accident. Because of this, it’s important for you to know what to do if an accident occurs.

Check for Injuries

The most important thing you can do after a car accident is checking to see if anyone is hurt. It's even important to thoroughly check young kids who were strapped into car seats for injuries. If anyone shows immediate signs of injury, you need to call the proper authorities so they receive the emergency medical care.

Keep in mind, anything you do or say after a car wreck can affect you later. Going to the hospital to check for any injuries caused by the accident should be your highest priority, especially if your children were involved. In the case of injury, you will need to hire a personal injury lawyer to help you with your claim.

Take Note of Any Damage

If possible, you should take pictures of the wreck, any damage caused by the accident — on both your vehicle and the other party’s vehicle — and any other factors that played a part in the accident such as inclement weather conditions or traffic signs that are partially hidden from view. This way, you have the accident-related documentation needed if you have to file a claim later.
If you can’t take photos at the scene, jot down any information you can about the wreck while it’s still fresh in your mind and take photos of damage to your vehicle as soon as possible.

Exchange Contact Information

Don’t forget to exchange contact information with the other driver involved in the accident. You also need to get the contact information for the driver’s insurance company, as well as his or her car insurance policy number.

Report the Accident

Even if you aren’t at fault, you need to report the accident to your car insurance company. Most insurance companies have a clause in their policies that require policyholders to report any accidents within a specific time frame. If you don’t report the accident to your insurance company in the allotted time frame, you could risk the company canceling your policy completely. While it’s important to report the incident, you shouldn’t talk to the claims adjuster without consulting a personal injury attorney first.

Also, if you didn’t call the authorities at the scene, you should still take the time to file a police report about the accident. If you need to file a personal injury claim later, you’ll need as much documentation as possible.

Get a Medical Examination

Some injuries, such as whiplash, don’t always have immediate symptoms. It’s possible for injury symptoms to appear hours or even days after a car accident occurs, so to be safe, you should consider having a medical exam completed any time you’re involved in a car accident. Also, if you had children in the car with you, they should all be examined as well, even children who were properly strapped into car seats, because it can be difficult for children to communicate what type of pain, if any, they are feeling.

Contact a Personal Injury Attorney

If you or a loved one is involved in a car accident, you should consult a personal injury attorney before accepting any type of settlement offer from the insurance company. It’s a claims adjuster’s job to settle any claims as cheaply as possible, and you need to make sure all of your medical bills and car repair expenses are completely covered — including bills for any ongoing medical care needed and/or wages lost during the recovery process. The easiest way to do this is to let a personal injury attorney handle it for you.

If you’re involved in a car accident, do your best not to panic. Instead, follow the steps necessary to ensure everyone in your vehicle gets any medical attention needed and you receive compensation to cover your expenses if the accident wasn’t your fault.

Written by Natalie Bracco for Working Mother and legally licensed through the Matcha publisher network. Please direct all licensing questions to legal@getmatcha.com.


Size Chart
Sizes Height
(in.)
Weight
(lb.)
Chest
(in.)
Waist
(in.)
Hip
(in.)
Snowsuit Sizes
0/3M 22½ - 25 10-14 NA NA NA
3/6M 25 - 27½ 14-18 NA NA NA
6/12M 27½ - 31 18-25 NA NA NA
12/18M 31 - 34  25-29 NA NA NA
18/24M 34 - 36 29 - 33 NA NA NA
Coat Sizes
12M 30-32 24-27 18 18 19
18M 32-34 27-30 19 19 20
2 34-36 30-33 20 20 21
3 36-39 33-36 21 20½ 22
4 39-42 36-40 22 21 23
5 42-45 42-46 23 21½ 24
6 45-49 48-54 24 22 25
7 49-53 56-60 25 22½ 27
8 53-55 62-66 26½ 23 28

Back Length, Sleeve Length & Body Width are graded 1” ( 2.5cm ) per size

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